Can you Afford
to retire?

Know before you do!

Download your free retirement checklist
2014

Serving Clients Since

Free Retirement Checklist

10K+

Clients Served

$0

Cost to You

TSP ReturnsAvg. per year, as of 12/31/2025
G Fund5 yr +3.48%10 yr +2.76%
F Fund5 yr -0.30%10 yr +2.11%
C Fund5 yr +14.39%10 yr +14.79%
S Fund5 yr +6.24%10 yr +11.04%
I Fund5 yr +9.41%10 yr +8.70%
L Income5 yr +5.59%10 yr +5.11%
L 20305 yr +8.42%10 yr +8.77%
L 20355 yr +8.85%10 yr N/A
L 20405 yr +9.28%10 yr +9.82%
L 20455 yr +9.62%10 yr N/A
L 20505 yr +9.99%10 yr +10.71%
L 20555 yr +11.54%10 yr N/A
L 20605 yr +11.54%10 yr N/A
L 20655 yr +11.53%10 yr N/A
Source: tsp.gov · Past performance does not guarantee future results
How it works

Answer a Few Questions

Tell us a little about yourself answering the questionnaire.

Get Matched

We'll connect you with a specialist.

Get the Answer

Your specialist will call you to discuss your situation and help answer the big question: Can You Afford to Retire?

Find out. →
Your Federal Retirement Review

Know your numbers, know your future!

Knowing your retirement number helps you understand how much income you'll need to cover your expenses and support your lifestyle. Before you choose your retirement date, compare your expected income with your spending so you can identify potential gaps and make informed decisions about what comes next.

JP
Jan Perez
PR · Jun 23, 2026

My good experience

My experience with Padua company is very great. A Professional man who treats you very well and I trust him and the company.

JS
Jose Sanchez
PR · Jun 23, 2026

Great Service

Mr. Ronaldo Padua has been very responsible with my whole process. He provides great customer service and listens carefully and answered all my questions and concerns.

MR
Maria Rivera
PR · Jun 16, 2026

Rollover experience

Mr Padua answered all my questions clearly and was easy to understand. He provided recommendations on how to better prepare for retirement. All the staff were friendly.

GA
Gerardo Andujar
US · Jun 13, 2026

Services and Orientation

Services, professional and knowledge are great.

Read all reviews on Trustpilot →
Questions

Frequently asked.

Is this really free?

Yes. The review is free and there's no obligation. We make our living elsewhere — this is the work we'd want our own family to have access to, and it's how we meet most of the people we eventually help in deeper ways.

Do I have to be 55 or have $200K in my TSP?

Those are the markers for the full review call. If you're younger or earlier in your career, we'll still send you the Common Mistakes guide and the intro video — the moves you make in your 40s compound the most.

Will you try to sell me something?

No. We don't sell investments, annuities, or insurance on the call. If after the review you want help implementing something, we can point you to vetted, fee-only people — but that's your choice, not the pitch.

What should I bring to the call?

Your most recent SF-50 and TSP balance if you have them handy. If you don't — come anyway. We can still map the big picture from what you remember.

Who reviews me?

A specialist trained by a former HR specialist with more than a decade of federal service.

Still have a question? Bring it to the call.

Find out. →
Leave us a review on Trustpilot →

Disclosures, Privacy & Terms of Use

About Padua Co LLC

Padua Co LLC ("PaduaCo," "we," "us," or "our") operates paduaco.com and paduaco.us from Puerto Rico. We provide a free referral service connecting individuals seeking retirement-related information and services with participating companies.

Free Referral Service

PaduaCo does not charge consumers for its matching and referral service. Participating companies are independent businesses and may charge for their own products or services. Their fees, terms, qualifications, and disclosures should be reviewed before you decide whether to engage them.

Your Information and Permission

We use the contact information and questionnaire responses you provide to respond to your request and arrange an introduction. We share that information with a participating company only after you approve the introduction to that company. We do not distribute your inquiry to additional participating companies without your permission.

Permission to share your information with one company does not authorize us to share it with other participating companies.

Once the approved company receives your information, its collection, use, retention, and disclosure of that information are subject to its own privacy policy and applicable law. Please review that company's privacy policy before approving an introduction.

Independent Companies

Participating companies are separate from PaduaCo and are responsible for their own communications, advice, recommendations, products, services, fees, and disclosures. An introduction is not a guarantee of a company's qualifications, suitability, services, or results.

No Government Affiliation

Padua Co LLC is a private business, not a government agency. We are not affiliated with, endorsed by, or acting on behalf of the U.S. Office of Personnel Management, the Thrift Savings Plan, or any other federal agency. References to federal benefits or programs do not imply government approval or sponsorship.

No Professional Advice or Guaranteed Results

PaduaCo's website and referral service do not provide individualized investment, financial, legal, or tax advice. Submitting a request to PaduaCo does not establish a professional advisory relationship.

Website information and referrals do not constitute official benefit determinations or guarantees of retirement eligibility, benefit amounts, investment performance, or the ability to afford retirement. Verify official benefits information with your employing agency or the appropriate benefit administrator. Obtain advice from appropriately qualified professionals before making financial, legal, tax, or retirement decisions.

Protecting Sensitive Information

Please do not submit Social Security numbers, account passwords, complete financial account numbers, or unredacted personnel records through general inquiry forms. If a participating company needs sensitive documents, confirm its identity and secure submission procedures before providing them.

Communications

A request for an introduction is not blanket permission for unrelated companies to contact you. Any authorization for marketing calls or texts must be addressed separately where required. To stop communications from a participating company, contact that company directly or use the opt-out method included in its messages.

Website Use

Information on these websites is provided for general informational purposes and may not address your individual circumstances. You are responsible for providing accurate information and reviewing a participating company's terms before engaging its services.

Third-party websites and services have their own terms and privacy practices. Review those documents before submitting information or entering into an agreement.

Privacy Questions

For questions about information you submitted to PaduaCo, or to request access, correction, or deletion, use the contact method available on the website. Requests will be handled subject to applicable law and any lawful retention obligations. Requests concerning information already received by an approved participating company should also be directed to that company.